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Occupation Risk Ratings
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Premium estimate

Annual premium
Type of cover Amount of cover Death only Death & TPD
Basic cover $0 $0 $0
Standard cover $0 $0 $0
Top cover $0 $0 $0
Fixed cover $0 $0 $0
Basic cover = please refer to the PDS
Standard cover = 15% x package salary x years to age 65
Top cover = 20% x package salary x years to age 65
Fixed cover = The amount you entered can be in addition to or instead of Basic, Standard or Top Cover
Annual premium by waiting period
Type of cover Monthly cover 30 day 60 day 90 day 180 day
Basic cover $0 $0 $0 $0 $0
2 year $0 $0 $0 $0 $0
5 year $0 $0 $0 $0 $0
To age 65 $0 $0 $0 $0 $0
Basic cover = 50% of monthly package salary
2 year, 5 year, to age 65 = 75% of monthly package salary
Important information

This premium quote calculator is provided by WA Local Government Superannuation Plan. This calculator is intended as a guide only and contains general information, no individual’s financial needs or objectives have been taken into account in the preparation of this quote. Insurance cover can only be effected after completion of an eligible application form and we will confirm the amount of cover and premium payable upon acceptance. WA Local Government Superannuation Plan is not liable in any way for the use of this calculator by clients.  As always, clients should also read and consider the PDS for the product before making a decision to buy.